Some people have complicated systems set up with lots of different accounts. I say simplify. You don't want to be checking a million accounts. You should have one checking account and one or two savings accounts (one for emergency fund and one for periodic expenses). You could have a bunch of investment accounts if you want, but I've found it simpler to just have one. I lose diversity, but my fund is already pretty diversified.
From the Junglebank of http://junglethief.com/
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